In version 0.6.20 of Motor Town: Behind the Wheel, there is an option to borrow money from a bank in the city – how to do it? It’s simpler than you think.
How to take a loan from the bank
Taking a loan from the bank in Motor Town: Behind the Wheel is not difficult – just go to the bank (you can see the location of the bank on the screen below) – remember that the game must be at least version 0.6.20 – older versions do not have operating bank branch, so you will not be able to take out a loan.
Once inside the bank building, approach the NPC who will be able to give you a loan for any purpose. You will be able to spend the loaned money on whatever you need – you can spend the money on a vehicle, house, vehicle upgrade, or new furniture for your home or warehouse. It is important that you think carefully about how much money you need and how long it will take you to pay off your debt.
In the bank, you will be able to borrow a maximum of $100,000 for a maximum of 20 hours of real-time (time is counted if the game is running, if you are AFK, time is also counted). So if you plan to leave your computer for a while, it’s better to turn off the game so that your time to repay the loan to the bank is not in danger of being overdue.
Of course, the bank takes a commission for the money they lend you, it’s 5% for every hour you borrow money, so if you want to take $100,000 for 20 hours, you’ll have to pay back $158,520 – that’s quite a lot of interest. In this situation, every 10 minutes the bank will take $1321 from your account every 10 minutes of gameplay – taking such a large loan, think about whether you will be able to pay it back.
Of course, you can repay the entire loan earlier, but the interest on the money lent to you will not be reduced by the early repayment of the debt to the bank.